A Recurring Goal allows you to build your savings systematically through automated monthly contributions (with the option to add an initial lump sum at the start). It works in two ways:

Option A: You have a target amount in mind
- How it works: Set your target amount, timeframe, optional upfront deposit, and preferred monthly start date.
- What Menthum calculates: The app determines the exact monthly deposit needed to reach your goal, accounting for projected market gains and eligible bonuses.
- Example: To reach EGP 1,000,000 in 2 years with an initial deposit of EGP 100,000 today, Menthum shows you the required monthly deposit (e.g., EGP 29,000/month) to reach your goal on schedule.
Option B: You want to save a fixed amount every month
- How it works: Set your preferred monthly contribution, optional initial deposit, target timeframe, and start date.
- What Menthum calculates: The app shows your total projected balance at maturity, combining your monthly deposits, compound earnings, and completion bonus.
- Example: If you deposit EGP 150,000 today and commit EGP 30,000 per month for 2 years, Menthum displays your total projected balance at the end of the 2-year term.

FAQs — Got questions? We’ve got answers.

What should I do if I can't see the Nudge button?

What are the main terms and conditions for the Nudge cashback?

Can I send more than one Nudge to the same friend?

Can I send a Nudge to multiple friends?

Who can see the Nudge button?

What is the Nudge cashback offer about?

What message is sent when I nudge a friend?

How do I use the Nudge feature?

What is the Nudge feature?

Do reward points have an expiration date?

Is there a maximum limit on how many reward points I can redeem?

Is there a minimum number of reward points required to redeem?

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What is the value of a reward point?

How many reward points do I earn for inviting my friends?

Are there any fees associated with using Wealth+?

Is there a minimum balance required to keep my Wealth+ account active?

Can I withdraw money from Wealth+ at any time?

Can I deposit money into Wealth+ at any time?

What is Weekly Reset?

What is the Reset Band?

What happens if I enter inaccurate information?

Do I have to follow the recommendations provided by Wealth+?

Can I adjust my recommended Equity/Debt mix?

What is the Equity/Debt mix?

Who is eligible to invest in Wealth+?

Why should I use Wealth+?

What is Wealth+?

What is the Early Termination Fee?

What is a Goal Bonus?

How frequently are recurring goal deposits collected?

What is the maximum duration (tenor) for a single goal?

What is a Recurring Goal?

What is a One-Time Goal?

How can I set up a goal?

What is Menthum Goals?

How long does it take to withdraw money from my Menthum Gold?

Can I redeem my certificates for physical gold?

What is the role of the Precious Metal Company?

What type of gold does the Menthum Gold Fund invest in?

Can I modify, pause, boost, or terminate my SIP?

What are the fees for investing in the Menthum Gold Fund?

What is the Early Termination Fee?

How is the Gold Lock Bonus calculated?

What is the minimum requirement to create a Gold Lock?

What is the minimum investment amount for Menthum Gold?

How does Gold SIP (Systematic Investment Plan) work?

How does Gold Lock work?

What are the ways to invest in the Menthum Gold Fund?

Is the Menthum Gold Fund a good option for long-term growth?

What is the Menthum Gold Fund?

Can I modify, pause, boost, or terminate my SIP?

What are the fees for investing in the Menthum Grow Fund?

What is the minimum investment amount for Menthum Grow?

How does a Grow SIP (Systematic Investment Plan) work?

What are the ways I can invest in the Menthum Grow Fund?

How secure is my investment in the Menthum Grow Fund?

Is the Menthum Grow Fund a good option for long-term growth?

How does the Menthum Grow Fund work?

Why choose the Menthum Grow Fund?

What is the difference between a money market fund and an equity index fund?

What is the EGX 30 Capped Index, and how does it differ from the EGX 30 Index?

What is an equity index?

Why should I invest in the stock market?

What is the Menthum Grow Fund?

What is the maximum amount I can withdraw from my Menthum USD Fund?

What is the minimum number of certificates I can redeem?

Is there any fee for withdrawing money from my Menthum USD Fund?

How long does it take to receive my withdrawn funds from my USD Fund?

How can I withdraw money from my Menthum USD Fund?

What is "Residual Balance"?

What are the maximum deposit and account limits for the USD Fund?

What is the minimum amount I can add to my Menthum USD Fund?

Is there any fee for adding money to my Menthum USD Fund?

How long does it take for added funds to reflect in my Menthum USD Fund?

How can I add money to my Menthum USD Fund?

What are the key differences between the Menthum Core (EGP) Account and the Menthum USD Fund?

What are the daily cut-off times for the Menthum USD Fixed Income Fund?

How secure is the Menthum USD Fixed Income Fund?